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Benefits

The U.S. Office of Personnel Management (OPM) has Government-wide responsibility and oversight for Federal benefits administration.

As a Federal employee, the benefits available to you represent a significant part of your compensation package. They may provide important insurance coverage to protect you and your family and, in some cases, offer tax advantages that reduce the burden in paying for some health products and services, or dependent or elder care services.

In addition to your Civil Service or Federal Employees Retirement System benefits and the Thrift Savings Plan, the Federal government offers five benefits programs to eligible employees. The five programs are: Federal Employees Health Benefits Program (FEHB), Federal Employees Dental and Vision Insurance Program (FEDVIP), Federal Flexible Spending Account Program (FSA), Federal Employees’ Group Life Insurance Program (FEGLI), and Federal Long Term Care Insurance Program (FLTCIP).

If you are a new Federal employee or have recently become eligible for benefits the Guide To Federal Benefits For Federal Civilian Employees will walk you through the benefits offered, and provide information on how and when to make your choices. Each benefit program has certain timeframes for initial enrollment as a new or newly eligible employee.

If you are a current employee, it will provide the most current information regarding the benefit programs and will support you as you make decisions during the annual Federal Benefits Open Season, or experience life events that cause you to reconsider previous choices.

The OPM website provides a variety of resources available to assist new and current employees with gaining in-depth knowledge regarding each of these programs as well as quick and easy references that offer at a glance information.

The OPM Quick Guide provides answers to common questions and enables you to see the similarities and differences of these programs.

The Federal Benefits FastFacts provides basic information about the insurance programs.

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